Government officials are preparing to introduce new regulations in response to a series of bank runs that threatened the financial system last year. The proposed rules, expected to be released this spring, aim to prevent future meltdowns by focusing on liquidity and addressing issues that led to the 2023 crisis. The banking industry has criticized the already-proposed rules and is likely to oppose the new liquidity rules. The new proposal may include provisions to encourage banks to borrow from the Fed's discount window, treat some customer deposits differently, and address regulations for held-to-maturity securities. These measures are tied to the collapse of Silicon Valley Bank. Despite potential opposition from banks, the new liquidity rules may be tougher for them to oppose given the circumstances.